|  ABOUT US  |    Our History United Western Trust Company (“UWTC”), formerly known as Sterling Trust and UW Trust, is a non-depository trust company chartered under the laws of the state of South Dakota and regulated by the South Dakota Division of Banking. Since 1984 we have specialized in providing quality retirement plan, custody, escrow and paying agent services to clients nationwide. UWTC acts as a neutral third party by safekeeping monies and/or other assets in situations where an independent third party is needed. Our Mission We are the trust company that collaborates with our community and our customers to unite resources and realize potential. We respect the power of community, business, and new ideas. We are born from the West where possibilities and opportunity are endless and there is room for independence and innovation. Our energy and our passion keep us connected to our business and to our customers. Our Values Accountability. We own our decisions, actions and lack of action, as well as their positive or negative results.  Excellence. Our standard for individual and organizational performance is excellence in service to our customers.  Innovation and Diligence. We foster a climate which encourages innovation and diligence amongst staff and rewards accordingly.  Integrity. As trust professionals, we are entrusted with the safekeeping of a wide range of assets and sensitive information. Each of us is obliged to support and abide by the legal and ethical standards that apply to information processing, including confidentiality and privacy.  Respect. We treat others as we wish to be treated. We respond professionally to all points of view, even when they differ from our own. Teamwork. We work together to achieve common goals. We voice our individual opinions but support team decisions, sometimes sacrificing our own preferences for the good of the team. Cash On Deposit Effective July 1, 2010, the current interest rate paid by United Western Bank® on uninvested cash pending investment instruction is .13% and is subject to change from time to time. United Western Trust Company will perform all sub-accounting and interest posting functions (where applicable) for the United Western Bank NOW Account and will receive a fee for these services, paid directly to United Western Trust from United Western Bank. The sub-accounting and interest posting fees, if any, will be paid directly by United Western Bank to United Western Trust and are not deducted from your account and does not affect the rate of interest earned on deposits. The sub-accounting function provided by United Western Trust ensures that each client receives the maximum FDIC coverage of up to $250,000 per account. The FDIC's Temporary Liquidity Guarantee Program Due to United Western Bank’s participation in the Transaction Account Guarantee Program, for a limited time, all clients will have unlimited FDIC coverage for all cash deposits. On April 13, 2010, the FDIC extended its temporary Transaction Account Guarantee Program through December 31, 2010. Deposits at FDIC-insured institutions are now insured up to at least $250,000 for each depositor through December 31, 2013. On January 1, 2014, the standard insurance coverage will be reduced to $100,000 for each depositor for all account categories except for IRAs and other certain retirement accounts which will remain at $250,000 for each depositor. For more information, please see the following: Our Location Office Hours and Holiday Schedule FDIC Coverage at United Western Bank® Identity Theft & Fraud Privacy  Commitment USA Patriot Act - Information About Opening an Account with United Western Trust  For more information about our services, contact our Sales group at UWTServices@uwbank.com or call 877-892-2680.